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Why Rates Under 6% Aren’t Fixing What’s Actually Broken

January 23, 2026 No Comments

Why rates under 6% aren’t fixing whats actually broken Mortgage rates broke below 6% this week for the first time since September 2022. Refinance applications jumped 40% in a week. The headlines are bullish. But if you’re an agent waiting for this to unlock a flood of buyers, you’re gonna be disappointed. Here’s what’s actually

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